Dog insurance they'll love you for
$40k cover every year, up to 100% back, and claims paid to your vet with FetchPay™
4.8
from 718 reviews on ProductReview*
POV: mum and dad got you Fetch
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$40k cover every year
Up to $40,000 every 12 months, and no condition $ sub-limits.
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Up to 100% back
Cover up to 100% or get a $0 excess. Excesses only apply once per condition.
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Dental, physio & behaviour
All included, with up to 8 physio and 8 behaviour sessions → see PDS
⏩
Skip waiting periods
Skip them in-app with a few clicks, showing your dog is healthy.
Charlie
Treatments
Vets
Claim
Support
Skip waiting periods ⏩
Complete the in-app health check and we'll skip waiting periods
Skip
Pay the
vet direct 💸
Start history checks and if your vet has FetchPay, we can pay them direct
Start
20 Jan 23
Pending Vet
$2100.50 claim
Sydney Animal Hospital
Atopic Dermatitis
12 Nov 22 - 13 Nov 22
Paid
$5100.00 claim
Sydney Animal Hospital
Retinal Atrophy
9:41
1
Check your price
It takes 2 mins.
2
Set up pre-existing checks
Tell us every vet your dog has been to and we'll check their history, so you know their cover up front.
3
Claim at the vet
If your vet uses FetchPay™, they submit the claim, you pay your share in the app and we pay the rest straight to the clinic. Everywhere else, submit and track claims in the app.
Available after you've set up pre-existing condition checks and your vet enables FetchPay™
8-8pm Monday-Friday, 8-5pm Saturday, 8-1pm Sunday & Public Holidays (Australian Eastern Time)
We've got vet visits, diagnostics (think X-rays, MRIs and blood tests) and surgery.
We cover illnesses and injuries that aren't pre-existing or excluded, including vaccinatable diseases – where their protection's up to date → see PDS
Should I get insurance for my dog?
Dogs are curious, active and occasionally too brave for their own good – think swallowed socks, cruciate ligament injuries and dog park mishaps. Medicare's got your back, Fetch has your dog's.
How much does dog insurance cost?
Your price depends on things like your dog's breed, age, where you live and vet costs. We keep a flat fee to support your dog's plan, so we don't make money by not paying out claims. Get your price in 2 mins.
Does Fetch cover pre-existing conditions?
We can't cover pre-existing conditions, but we check for you up front. Tell us every vet your dog has been to, so you don't have to hold your breath until claim time to find out.
How do waiting periods work?
Waiting periods start from your dog's plan start date. You can skip them in-app with a few clicks, showing your dog is healthy.
How do I submit a claim?
If your vet uses FetchPay™, they submit the claim for you, you pay your share in the app and we pay the rest straight to the clinic. Everywhere else, submit and track claims in the app. Your vet can also get a pre-approval before treatment.
Available after you've set up pre-existing condition checks and your vet enables FetchPay™ 8-8pm Monday-Friday, 8-5pm Saturday, 8-1pm Sunday & Public Holidays (Australian Eastern Time)
Are dental, physio and behavioural issues covered?
Yes, they're all included. Physio and behaviour are covered for up to 8 sessions each → see PDS for the details.
➡️ Check out all FAQs
Dog parents of Fetch
“Confidence that my boy Rudy will be well taken care of”
Rudy & Luke
“On all the major comparison sites Fetch stood out big time”
Chonk & Callum
“Happy to know my puppy will be well looked after!”
Ollie & Kate