Does Fetch cover hereditary or genetic conditions?

Q: Does Fetch cover hereditary or genetic conditions?

We cover genetic conditions, which include hereditary and congenital conditions as long as they aren't defined as pre-existing. Pre-existing conditions are when you noticed signs or symptoms or the condition was diagnosed/treated before your pet’s cover was active (including in any waiting periods ⏱️). Learn more here.

We cover hereditary or genetic conditions where they're not pre-existing.

If you’ve seen signs or symptoms of a hereditary or congenital condition, or one has been diagnosed or treated before cover was activated (including any wait periods), we can’t cover it. Learn more here.